Terms of Use

1. Who we are

The FamilyDinero service is operated by Not yet specified, a company formed in Not yet specified (number Not yet specified), with mailing address Not yet specified. Legal inquiries: Not yet specified.

2. Acceptance and eligibility

Use of the service is subject to these terms. An account may be opened only by someone who is at least 18 or has reached the legal age of majority where they live. Children do not open independent accounts — a child profile is always created and managed by a responsible adult.

3. Nature of the service — recordkeeping only

The service provides an environment for family recordkeeping, tracking, and financial education. We do not perform any of the following activities:

• Holding funds or managing deposits
• Transferring funds between people or accounts
• Providing credit, loans, or payment services
• Investment management or financial advice
• Issuing cards or payment instruments

Every amount, balance, saving, debt or "vault" in the service is an internal record only and reflects agreements within the family. Any real-money handover occurs outside the service and is solely the responsibility of family members.

4. Family account and roles

• The family administrator creates the family space and invites adults and children.
• A parent or co-parent can approve requests, set permissions, and edit records.
• A child sees their records according to the permissions and privacy levels set for them.
• Users are responsible for keeping their sign-in details confidential and for actions performed through their account.

5. Parent or guardian responsibility

The adult who creates a child profile represents that they are the child's parent or legal guardian, have authority to consent on the child's behalf, and are responsible for use of the profile, its content, and real-world money handling outside the service.

6. Prohibited uses

• Using the service to humiliate, punish, secretly monitor, or coercively control a child.
• Entering unnecessary sensitive information, such as identity documents, medical information, or bank details.
• Using the service for commercial or banking purposes, or to manage third-party funds.
• Attempting to bypass permission, privacy, or security mechanisms.
• Providing false information or impersonating another person.

7. Availability and service changes

The service is provided AS IS and as available. We may change, suspend, or discontinue parts of the service and update these terms. Material updates may require adults to accept the updated terms again.

8. Limitation of liability

We are not liable for indirect, consequential, or special damages, for real money lost or exchanged between family members, for family disputes, or for financial decisions based on records in the service. To the extent liability applies, the operator's liability is limited to the amount paid for the service during the three months before the event giving rise to the claim.

9. Termination

You may stop using the service at any time and request deletion under the Account & Data Deletion Policy. We may suspend an account that violates these terms or puts a child or another user at risk.

10. Governing law and venue

Governing law and exclusive venue: Not yet specified. Legal contact: Not yet specified.